August 2017 Posts

Healthcare. Whose Responsibility Is It?

It will be a long time before we get settled in to what the role of the consumer and the role of the government will be. Right now there is a debate going on whether to leave Obamacare, also known as the Affordable Care Act, repeal it or replace it. This complicated issue may take several years to be resolved.

Before we can fix or come to a conclusion on what to do the ultimate questions starts by who is fundamentally responsible for healthcare. Is it the individual or are the shared responsibilities of all Americans? Is it government’s role to step in and play an important role in dictating that healthcare is capped and everyone pays into the system regardless of an individual’s income. Frank Garrison aims to answer these questions in a recent Tennessean article.

The issue with this is that it would be similar to playing the lottery. It would greatly benefit some and potentially hurt others. The factors that would take into account are pre-existing conditions and personal income and wealth.

Any fix without the government would be very difficult as well and possibly further complicate the situation as well. Should there be a shared risk in your healthcare or should it be that each man, or woman, would be responsible for their own health risks? These are some of the issues depending on which side of the fence you are on.

Some, who don’t want to have Obamacare changed, have concluded that the conservative option when referencing the “free market” or “freedom” is merely baiting to distract from the question of shared healthcare. Is healthcare a fundamental right or isn’t it? These are big pieces of the decision when deciding what you want to support.

Sometimes you need to step back and take a view of the entire picture and decide how it lines up with your personal views that you carry. Don’t be afraid to be truthful if you are on another side of the issue than you have originally believed.

Some of the biggest obstacles that the consumers are faced are pre-existing conditions. If there is any lapse in insurance or you switch insurance companies most private companies won’t accept them. Those that do tend to be extremely expensive as well, which unfortunately can be very difficult if someone doesn’t have the money to shell out.

The opposite side of the coin goes back to the individual that is very healthy. If it is grouped as a combined responsibility, is it fair that they should have to pay just as much into a system where someone else, who has a pre-existing condition, pays just the same amount?

The best option is to review your personal values and beliefs, step back and decide which one best aligns with what you believe in your personal morals and what you think is government’s role in the entire debate.